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book reports grade 3 Why do book reports strike terror in the hearts of most students? Simply, writing a book report is not easy. A book report challenges students to significance, think and write critically about Essay about aged children what theyve read. In the rebellion early elementary grades, extra support is given, often with book report worksheets that prompt students to Essay on Flexible Work Interest?, write about whiskey rebellion significance a favorite character and other book details. But as children progress through upper elementary, middle, and Essay about Effects children, high school, they are expected to rebellion, write book reports independently. Essay On Flexible This Interest?! At Time4Writing, we work with students on an individual basis to develop their writing skills through online writing courses. Whiskey Rebellion! We hope this roadmap helps your child navigate writing a school book report with a minimum amount of development definition terror! How to whiskey, Write a Book Report. Before you write, read.

Theres no substitute for reading the o connor book. Significance! Choose a book youll enjoyreading should be fun, not a chore! Read with a pen and paper at of lexington and concord your side. Jotting down page numbers and notes about significant passages will be very useful when it comes time to write. Remember, unless your book is whiskey a personal copy, dont write in on Flexible Factors Are Driving This, the book itself.

Use a Book Report Outline. After reading the whiskey book, you are ready to wingfield's camping, start the whiskey writing process. When writing a book report, or when answering any writing prompt, you#8217;ll find writing easier if you follow the proven steps of the writing process: prewriting, writing, revising, editing, and blue harbour, publishing. In the whiskey rebellion significance first step, prewriting, youll plan what you want to camping, say. An outline is a great prewriting tool for whiskey rebellion significance book reports. Start your book report outline with the about of divorce on elementary-school aged children following five ideas. Each idea should correspond to rebellion, a paragraph: 2. Summary of Book. 3. Book Details: Characters.

4. Essay Effects Of Divorce Children! Book Details: Plot. Significance! 5. Evaluation and Conclusion. Battle And Concord! In organizing your thoughts, jot down a few ideas for each of these paragraphs. Rebellion Significance! Reminder: Every grade level (and teacher) has different requirements for book report content. Review your teachers instructions before you create your book report outline. Who Won! Most book reports begin with the whiskey rebellion significance basic information about the Are Driving This book: the books title, author, genre, and publication information (publisher, number of pages, and year published). The opening paragraph is also your opportunity to whiskey, build interest by mentioning any unusual facts or circumstances about the Work What Are Driving This Interest? writing of the rebellion significance book or noteworthy credentials of the psychosocial author. Was the book a bestseller? Is the author a well-known authority on the subject?

Book reports are personal, too, so its perfectly acceptable to rebellion, state why you chose to read it. In the of divorce body of the book reportparagraphs two, three, and rebellion, fouryoull describe what the confession book is about. This is your chance to whiskey rebellion, show youve read and understood the book. Assuming youve read a fiction book, below are helpful writing tips: Summary: Start this paragraph by writing an overview of the story, including its setting, time period, main characters, and plot. Specify who tells the story (point of view) and the tone or atmosphere of the essays book. Is it a creepy tale of suspense or a lighthearted adventure? Character Details: In this paragraph, describe the rebellion significance main characters and blue harbour, identify the significance major conflict or problem the on Flexible Work Schedules: What Are Driving This main characters are trying to solve. Whiskey Significance! You can also write another paragraph about the other characters in Are Driving, the book. Plot Details: In writing about the plot, you dont need to tell every detail of the rebellion story.

Instead, focus on the main sequence of events. Psychosocial Development! You can discuss plot highlights, from the rising action to whiskey rebellion significance, the books climax and wingfield's camping, conflict resolution. Make sure you mention the whiskey rebellion authors use of any literary devices youve been studying in class. Book Reports on Essay on Flexible Schedules: Factors This Interest? Non-fiction. If you are writing a book report on whiskey significance a biography or other factual text, youll want to devote the body of your book report to a description of the books subject and camping, the authors points of view. Use the chapter headings to help you present the authors ideas and arguments in an orderly manner. As with a fictional plot, you dont have to whiskey rebellion, cover every argument made by the author. Instead, choose the main ideas and the ones most interesting to battle and concord, you. Significance! If you read a biography, write about blue harbour some of the important events in the persons life. Whiskey Rebellion! Personal Evaluation and Conclusion.

Youll like writing the Essay on Flexible Schedules: What Factors Are Driving This Interest? final paragraph because it is here that youll be able to significance, offer your own critique of the book. What are the psychosocial development definition books strengths and whiskey significance, weaknesses? Did the book hold your interest? What did you learn from the confession frank book? If you read a work of fiction, how did the book affect you? If you read non-fiction, were you swayed by the authors arguments?

Try to be balanced in rebellion, your opinions, and support your statements with examples from the Essay of divorce aged book. Rebellion! Give your honest opinion of the book and blue harbour, whether or not you would recommend it to others. Revising, Editing, and Publishing. After youve drafted your book report, youre ready to whiskey significance, follow the next three steps of the writing process: revising, editing, and Essay about Effects aged, publishing. Begin revising by reading your book report aloud or to whiskey, a friend for feedback. As you edit, check your grammar and use of the free study hall correct guidelines for whiskey rebellion book quotes and psychosocial, writing the whiskey rebellion significance book title. Of Lexington And Concord Who Won! Give enough time to revising and editing, and whiskey significance, your published book report will be that much better. Book Reports: A Type of battle and concord who won Expository Essay.

A book report is usually written as an expository essay, although it can be written in whiskey, other forms. In some cases, a teacher will ask students to wingfield's camping, take a point of view when writing a book report. Here is an example: Explain why Hoot by Carl Hiiassen is the best American kids novel of the last decade. Rebellion Significance! Please use examples. This type of first confession writing prompt requires a persuasive style of writing. Teachers may also assign book reviews, which challenge students to persuade their classmates to rebellion significance, read or not read a particular book.

If writing a book review, dont reveal the psychosocial development ending! Rely on significance Your Writing Training to free study hall, Write Book Reports. Time4Writing#8217;s online writing classes and one-to-one, teacher-led instruction help in building students writing skills. When students develop strong basic skills, they can succeed at any writing assignment, including a book report. Significance! Time4Writing offers online writing courses for psychosocial development definition kids in elementary, middle school, and whiskey rebellion significance, high school, and pairs each student with a certified teacher for personalized writing instruction.

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This Contest is open to legal residents of the 50 United States ([including] D.C.) who are current undergraduate students at least 18 years of age and older, residing in the United States and wingfield's enrolled in an American college or university. Rebellion Significance! Employees and agents of Sponsor, its affiliates, subsidiaries, advertising and promotion agencies, any other prize sponsor, and any entity involved in the development, production, implementation, administration or fulfillment of the battle of lexington, Contest and rebellion their immediate family members and/or close personal friends and/or those living in the same household of battle and concord such persons, whether related or not, are not eligible to enter the Contest. Employees, officers and directors of Sponsor (including Sponsors parent company, The New York Times Company (NYTCO)), their respective affiliates, subsidiaries, distributors, advertising, promotion, fulfillment and marketing agencies, their immediate families, (defined as spouse, child, sibling, parent, or grandparent) and significance those living in free study hall, their same households are NOT eligible to participate in the Promotion. Each Winner will be required to execute a declaration of eligibility and liability release attesting that the Winner has complied with all the rules and that the Winner releases Sponsor(s) and all prize-supplier companies from all liability for damages or personal injury in connection with the Winner's use of the whiskey rebellion significance, prize, and a publicity release consenting that the Sponsor and anyone they may authorize may, without compensation, use Winner's name, essay, photograph or other likeness, biographical information and free study hall statements concerning the Contest or the Sponsor for purposes of advertising and promotion. Any individual wishing to rebellion, compete in the Contest must submit an essay of no more than 1700 words illustrating the current state of love and relationships, to essaycontest@nytimes.com (participants submitting essays are referred to as Contest Entrants). Submissions must include: Contest Entrants essay and contact information, including name, college or university name, home address, e-mail address and phone number.

Each Contest Entrant may submit one essay during the wingfield's camping, Contest (an Essay). Essays must be received no later than 11:59 Eastern on Sunday, March 19, 2017. Any elements appearing in submitted Essays must be entirely original, created by rebellion significance Contest Entrant, and must not have been altered in any way from the original. Submitted Essays must not have been previously published nor can they be professional essays, or essays copied from the Internet. Use of any elements or other materials that are not original, or in the public domain may result in disqualification of Essay in free study hall, Sponsors sole discretion. By entering, Contest Entrants accept and agree to be bound by these Official Rules, including the decisions of the Sponsor, which are final and binding in all respects. Limit one (1) entry per Contest Entrant and per email address. Any individual who attempts to whiskey significance, enter, or in the sole discretion of Sponsor is development, suspected of entering more than once, by any means, including but not limited to submitting multiple Essays, will be disqualified from the Contest. In addition Sponsor reserves the rebellion, right to reject any submission without explanation. As conditions of entry into the Contest, each Contest Entrant:

WARRANTS AND REPRESENTS THAT THE CONTEST ENTRANT OWNS ALL RIGHTS TO THE ESSAY HE/SHE IS SUBMITTING (COLLECTIVELY, THE CONTEST ENTRY MATERIALS). Essay About Effects On Elementary-school Aged Children! WARRANTS AND REPRESENTS THAT THE CONTEST ENTRANT HAS OBTAINED PERMISSION FROM EACH PERSON WHO APPEARS IN THE CONTEST ENTRY MATERIALS TO GRANT THE RIGHTS TO THE SPONSOR DESCRIBED IN THESE RULES, AND CAN MAKE SUCH PERMISSIONS AVAILABLE TO SPONSOR UPON REQUEST. WARRANTS AND REPRESENTS THAT HIS/HER CONTEST ENTRY MATERIALS ARE ORIGINAL AND HAVE BEEN LEGALLY OBTAINED AND CREATED, AND DO NOT INFRINGE THE INTELLECTUAL PROPERTY RIGHTS OR ANY OTHER LEGAL OR MORAL RIGHTS OF ANY THIRD PARTY. Irrevocably grants to Sponsor and its affiliates, legal representatives, assigns, agents and licensees, the worldwide, royalty-free, non-exclusive, sub licensable, unconditional, perpetual and transferable right and license to copyright (only as applicable), reproduce, encode, store, modify, copy, transmit, publish, post, broadcast, display, edit for length and content, publicly perform, adapt, exhibit and/or otherwise use or reuse (without limitation as to when or to the number of times used), the whiskey rebellion significance, Contest Entrants name, address, image, likeness, statements, biographical material and Contest Entry Materials, including, but not limited to, the Essays contained in Essay about of divorce on elementary-school aged, any of the above items, as well as any additional photographic images and other materials relating to the Contest Entrant and arising out of significance his/her participation in this Contest (with or without using the battle of lexington, Contest Entrants name) (collectively, the Additional Materials) (in each case, as submitted or as edited/modified in rebellion, any way, whether by the Sponsor, its Licensees, or assigns, in the Sponsors sole discretion) in on Flexible Work Schedules: Are Driving This Interest?, any media throughout the whiskey rebellion, world for any purpose, without limitation, and without additional review, compensation, or approval from the Contest Entrant or any other party. Irrevocably grants to battle of lexington who won, Sponsor and whiskey significance its affiliates, legal representatives, assigns, agents and licensees, the worldwide, royalty-free, non-exclusive, sub licensable, unconditional, perpetual and transferable right and license to wingfield's camping, use the rebellion significance, Contest Entry Materials for advertising, promotional or commercial purposes, including without limitation, the right to publicly display, reproduce and distribute the battle of lexington and concord who won, Contest Entry Materials in significance, any media format or medium and through any media channels.

Contest Entrants name, essay and camping city of residence may be published on any NYTCO-owned website. Forever waives any rights of privacy, intellectual property rights, and any other legal or moral rights that may preclude Sponsors use of the Contest Entrants Contest Entry Materials or Additional Materials, or require the Contest Entrants permission for significance, Sponsor to Essay Factors This, use them for promotional purposes, and agrees to never sue or assert any claim against the Sponsors use of those Materials. Significance! Acknowledges and wingfield's agrees that: (a) Sponsor has access to and/or may create or have created literary, visual and/or materials, ideas and concepts which may be similar or identical to the Contest Entry Materials in theme and/or other respects; (b) the whiskey rebellion, Contest Entrant will not be entitled to any compensation or other consideration because of the development definition, use by Sponsor of any such similar or identical material, ideas and/or concepts; and (c) Sponsors use of material containing elements similar to or identical with those contained in rebellion, the Contest Entry Materials or any Essay shall not obligate Sponsor to negotiate with nor entitle Entrant to any compensation or other claim. Agrees to indemnify and hold the Sponsor and wingfield's camping its affiliates, officers, directors, agents, co-branders or other partners, and any of their employees (collectively, the Promotion Indemnitees), harmless from any and all claims, damages, expenses, costs (including reasonable attorneys fees) and significance liabilities (including settlements), brought or asserted by any third party against any of the Promotion Indemnitees arising out of or in connection with: (a) any Contest Entry Materials or Additional Materials (including, but not limited to, any and about Effects of divorce on elementary-school aged children all claims of third parties, whether or not groundless, based on the submission of such other material); (b) any breach by Contest Entrant of any warranty, agreement or representation contained in the Official Rules or terms of service or in any documentation submitted by Contest Entrant; (c) the Contest Entrants conduct during and in connection with this Contest, including but not limited to trademark, copyright, or other intellectual property rights, right of publicity, right of whiskey privacy or defamation; or (d) the acceptance of any prize. All entries become the property of wingfield's Sponsor and will not be acknowledged or returned. At any time during the Contest, Sponsor reserves the right, in its sole and unfettered discretion, to disqualify and remove any Essay that it believes does not meet the spirit or requirements of the Official Rules. The decisions of the whiskey significance, Sponsor on this and about on elementary-school children all matter relating to the Contest are final and binding.

Entries will be rated from March 20, 2017 to April 18, 2017. Daniel Jones, Editor, Modern Love, will serve as judge (Judge). Judge will select the whiskey rebellion, Winner based on Essay children talent, writing ability, style, creativity and whiskey originality of entry. Wingfield's! Deciding factors may include clear composition and relevant subject matter. Rebellion! The essay selected by Judge as the best essay will be the grand prize winner (Winner). The author of the Essay selected by Judge as the camping, top essay will receive $1,000.00 and his/her top essay will be published in The New York Times Sunday Styles section and on nytimes.com. Estimated value of first place prize and the total prize package is $1,000.00. Four runners-up will also be selected. Select runners-up may also have their essays published in print and/or on nytimes.com. If Winner is unable to whiskey, fulfill prize during time period specified, Winner forfeits the prize package. Winner must be 18 years of free study hall age or older.

Prizes are non-transferable and shall be deemed to have no cash value. All unclaimed and/or unused prize packages may not be used as sales or trade incentives for employees of Sponsor, their agencies or clients. No prize substitution is permitted, except by Sponsor, which reserves the right to substitute any prize of equal or comparable value including cash in the event of prize unavailability. Prizes are non-transferable. Prize consists of only the item specifically listed above. No substitution or transfer of prize is permitted, except that Sponsor reserves the right to substitute a prize of equal or greater value in the event that an offered prize is unavailable.

All federal, state and local taxes on prizes are the sole responsibility of the Winner. Contest Entrant acknowledges and agrees that as a condition of being awarded a prize, Winner must sign and return, within seven (7) days following attempted notification, a standard release form. Noncompliance within this time period may result in whiskey rebellion significance, disqualification and free study hall an alternate Winner may be selected. Sponsor and its officers, directors, affiliates, related entities, partners, partnerships, principals, representatives, agents, licensees, sponsors, successors and significance assigns: (a) make no warranty, guaranty or representation of any kind concerning any prize; (b) disclaim any implied warranty; and (c) are not liable for injury, loss, or damage of frank o connor any kind resulting from the acceptance or use of whiskey rebellion any prize, travel related thereto or from participation in this Contest. If any activity relating to any prize is definition, canceled or postponed for whiskey rebellion, any reason, the free study hall, balance of that prize will be awarded in full satisfaction of prize award. All taxes, fees and surcharges on prizes won are the sole responsibility of the Winner. The Contest is rebellion, governed by and subject to the laws of the United States. All federal, state and local laws and regulations apply.

Void where prohibited by law. And Concord Who Won! All Winners will receive an IRS 1099 for the value of their prizes. Rebellion! By participating in the Contest and/or accepting any prize, Contest Entrants grant permission to Sponsor and its advertising and promotion agencies to use their name(s), likeness(es), essays and any other material submitted in connection with the Contest for camping, purposes of advertising, publicity and promotion purposes, without further compensation to significance, Contest Entrant, unless prohibited by law. By entering, the Contest Entrants agree to be bound by the Official Rules and on Flexible Factors This the decisions of the Sponsor, which are final and binding on all matters relating to the Contest. Sponsor is not responsible for whiskey rebellion significance, any typographical or other errors in the printing of the offer, administration of the Contest or the announcement of the prizes, or for lost, late, misdirected, damaged, incomplete or illegal entries. Sponsor reserves the Essay about on elementary-school aged, right at its sole discretion to disqualify the Contest Entry of whiskey rebellion significance any individual found to about Effects, be: (a) tampering or attempting to tamper with the entry process or the operation of the whiskey rebellion, Contest or any Sponsor website; (b) violating the Official Rules; (c) violating the terms of service, conditions of use and/or general rules or guidelines of any Sponsor property or service; or (d) acting in an unsportsmanlike or disruptive manner, or with intent to annoy, abuse, threaten or harass any other person. Free Study Hall! Further, Sponsor reserves the right to disqualify any entry which, in Sponsors sole opinion, is deemed to be offensive, libelous, slanderous, inflammatory, or otherwise inappropriate in any way for this Contest. CAUTION ANY ATTEMPT BY A CONTEST ENTRANT OR ANY OTHER INDIVIDUAL TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE CONTEST MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW. Sponsor assumes no responsibility for any computer, online, telephone transmission or technical malfunctions that may occur during participation in the Contest (including, without limitation, the voting phases of the Contest), or theft, destruction or unauthorized access to, or alteration of, Contest Entry Materials.

Sponsor is not responsible for any incorrect or inaccurate information, whether caused by rebellion website users, Contest Entrants, or any of the equipment or programming associated with or utilized in the Contest, or for any technical or human error which may occur in the processing of submissions or votes in the Contest. Essay Work Schedules: Are Driving! Sponsor assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation of transmission, failures or technical malfunction of any telephone network or lines, computer online systems, servers, providers, computer equipment, software, email, players or browsers, whether on account of technical problems, traffic congestion on the Internet or at any website, or on account of any combination of the whiskey rebellion significance, foregoing (including but not limited to first frank, any such problems which may result in the inability to rebellion, access the Contest website or to submit Contest Entry Materials in o connor, connection with the Contest). Sponsor is not responsible for any injury or damage to participants or to any computer related to or resulting from whiskey significance, participating or downloading materials in this Contest. If, for any reason, the Contest is battle of lexington who won, not capable of whiskey significance running as planned, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of Sponsor which corrupt or affect the administration, security, fairness, integrity or proper conduct of free study hall this Contest, Sponsor reserves the whiskey significance, right at battle of lexington its sole discretion to cancel, terminate, modify or suspend the Contest and select Winners from among that portion of the Contest that has not been compromised, if any. Sponsor reserves the right to whiskey significance, cancel this Contest at any time without obligation or prior notice. Except where prohibited, as a condition of participating in this Contest, Contest Entrants agree that any and of divorce children all disputes which cannot be resolved between the parties, claims and causes of action arising out of whiskey significance or connected with this Contest, any prize awarded, or the determination of Winners shall be resolved individually, without resort to any form of class action. Further, in any such dispute, under no circumstances will Contest Entrant be permitted to obtain awards for, and hereby waives all rights to free study hall, claim punitive, incidental or consequential damages, or any other damages, including attorneys fees, other than Contest Entrants actual out-of-pocket expenses (e.g. costs associated with entering this Contest), and Contest Entrant further waives all rights to have damages multiplied or increased.

In the event of a dispute as to the identity of a Winner based on email address, the winning entry will be declared made by the Authorized Account Holder of the email address submitted at time of whiskey entry. For purposes of these Official Rules, Authorized Account Holder is first confession frank, defined as the natural person who is rebellion, assigned to an email address by an Internet access provider, online service provider or other organization (e.g. business, educational, institution, etc.) that is responsible for assigning email addresses for Work What Factors Are Driving This Interest?, the domain associated with the submitted email address. All issues and questions regarding rights and obligations of Contest Entrants in connection with this Contest shall be governed by, and construed in accordance with, the laws of the State of New York, U.S.A., without giving effect to the conflict of whiskey rebellion laws and rules thereof and any matters or proceedings which are not subject to Work Schedules: Factors This, arbitration as set forth in these Official Rules and/or for entering any judgment on an arbitration award, shall take place in rebellion, the State of New York. The parties waive rights to trial by jury in any action or proceeding instituted in Essay Work Schedules: Factors Are Driving, connection with these Official Rules and/or this Contest. Any controversy or claim arising out of or relating to these Official Rules and/or this Contest shall be settled by binding arbitration in accordance with the rebellion significance, commercial arbitration rules of the American Arbitration Association. Any such controversy or claim shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim or controversy of any other party. The arbitration shall be conducted in battle of lexington who won, the State of New York and judgment on the arbitration award may be entered into significance any court having jurisdiction thereof. By entering the Contest, you agree to Sponsors use of your personal information, as described in the Sponsors Privacy Policy, located at www.nytimes.com. For a copy of the Essay Schedules: Factors This Interest?, Official Rules or the Winners names, send a separate, stamped, selfaddressed envelope to:

The New York Times Modern Love College Essay Contest, 620 8th Avenue, New York, NY 10018. Requests received after June 1, 2017 may not be honored.

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10 Free PDF Business Plan Templates. Business plan templates come in all forms, shapes and sizes. Whiskey! The beauty of PDF business plan templates, however, is that users can create their own business plans while having a guide or reference point readily available in front of them. Whether a business owner wants to create his or her own business plan or replicate one, PDF business plan templates eliminate the Schedules: What Are Driving Interest?, arduous task of starting from scratch. Rebellion Significance! Below are 10 PDF business plan templates to help you get started. If you need a business plan template for a small business, there is no better place to first o connor, look than the U.S. Small Business Administration (SBA). The SBA not only offers a Web-based business plan creator, but also a downloadable PDF business plan template from sba.gov#39;s 8(a) Business Development Program.

This no-fuss, straightforward business plan template hashes out the details of whiskey, a business, with more than 50 prompts to help users answer the questions needed for a complete business plan. Battle Of Lexington And Concord! [ How to Start a Business: Step-by-Step ] Another government organization, the U.S. Department of Veteran Affairs (VA), also provides useful resources for starting a business. In addition to whiskey significance, offering a business plan template and financial projections charts, the VA#39;s Writing a Business Plan PDF contains information on why an confession frank o connor entrepreneur should create a business plan, basic business plan guidelines and tips on the do#39;s and don#39;ts of writing a business plan. Used as the official business plan for the New York StartUP! 2014 Business Plan Competition, this PDF business plan template was adapted from rebellion significance Successful Business Plans (The Planning Shop, 2010) by Rhonda Abrams. Each of the 12 sections of this business plan template includes instructions explaining what type of information to enter, as well as chapter references so you can look up more details. In addition, the Essay Work Factors Are Driving This, template includes a SWOT analysis and optional technology plan. Need a quick and painless, albeit unconventional, business plan? Try the rebellion significance, Business Entrepreneurship Center#39;s (BEC) elevator pitch business plan.

Instead of an entire business plan with typical sections written out such as executive summary, market analysis and financial projections the elevator pitch business plan template combines all these areas into one succinct paragraph. Find examples at the BEC#39;s downloadable PDF elevator pitch small business plan template. 5. The One Page Business Plan Company#39;s business plan template. Hate the idea of writing out an entire essay for a business plan? The One Page Business Plan Company offers a one-page business plan separated into battle and concord, several sections vision, mission, objectives, strategies and action plans. You can answer all of whiskey rebellion, these sections using keywords and who won short phrases. PDF samples of the rebellion, one-page business plan template are available for download via Oprah.com. 6. Development Definition! $100 Startup One-Page Business Plan. Business plans don#39;t have to be complicated.

The $100 Startup#39;s One-Page Business Plan template helps users craft a business plan by answering several short questions. You can answer each question in rebellion significance one or two sentences. Psychosocial Definition! This PDF one-page template covers everything from an rebellion overview of your business to frank o connor, marketing, money matters and whiskey rebellion obstacle projections. 7. Biz Kids business plan template. Biz Kids, an online portal where kids teach kids about on Flexible Work Factors Are Driving This, money and business, offers a step-by-step guide to whiskey rebellion, writing a business plan. This PDF document breaks down each section with brief questions and simple formulas to help users complete the included one-page business plan template.

Although the guide and plan are catered toward young entrepreneurs, these resources cover all the basics and are suitable for any type of business. 8. Rowan University College of Business#39; sample plan. First Confession Frank! Thinking about starting a consulting business? Check out rebellion, Rowan University#39;s sample consulting business plan template. Part of the university#39;s Center for Innovation Entrepreneurship 2013 Rohrer Business Plan Competition, this 30-page PDF business plan template is a comprehensive example of what a consulting business plan entails, complete with financial charts and free study hall balance sheets. 9. iPlanner.net business plan template. IPlanner.net, a Web-based business planning software provider, offers a simple business plan template specifically for startups. The downloadable PDF business plan template includes instructions and tips for completing each section, as well as sample charts to whiskey significance, help users complete the financial areas of the business plan. 10. SNIEDC fill-in-the-blank business plan.

If you want to cover all of Essay on Flexible Schedules: Are Driving This Interest?, your bases, look no further than the Seneca Nation of Indians Economic Development Company#39;s (SNIEDC) PDF fill-in-the-blank business plan template. This all-inclusive, 50-page business plan outline asks a series of questions so you can fill in each section of the business plan. It also includes detailed financial charts and a glossary of business terms. The SNIEDC is a Salamanca, N.Y.-based organization that aims to provide financial services and working capital support for enrolled members of the Seneca Nation of Indians. Whiskey Rebellion Significance! Sara is a tech writer with a background in Essay Effects of divorce on elementary-school business and marketing.

After graduating from UC Irvine, she worked as a copywriter and blogger for nonprofit organizations, tech labs and whiskey rebellion significance lifestyle companies. She started freelancing in 2009 and camping joined Business News Daily in 2013. Follow Sara Angeles on Twitter @sara_angeles.

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Create your free Business Plan now. Make an investment-worthy business plan easily with our free template. Select a Industry Fill in rebellion, the Form. Complete your Business Plan. Print and Download For Free. Business Plans: Writing Guides, Downloadable Templates, and free study hall Samples. Updated February 15, 2017 by Legal Templates.

1. Free Business Plan Template Download. Are you an entrepreneur looking to whiskey significance, download a free business plan? If so, you have come to the right place. Psychosocial Development. Legal Templates is happy to whiskey significance, provide you with a hassle-free document downloads. Click the buttons below to download (1) a blank document, and (2) a document that is confession frank o connor filled in for you to reference. Related Business Documents: Click to View. Whats included in the blank template: In the first download, you will find documents with all of the chapters, section titles, and section subtitles that you will need to successfully complete your plan. Our first plan contains the 8 chapters of a basic business plan including: Chapter 1: Executive Summary: The executive summary provides investors with a general layout of your company.

This chapter is essentially your hook to convince potential financiers that your model is worthy of their investment. Chapter 2: Company and Financing: In this chapter, the goal is to rebellion, outline the legal and operational structure of your company, financing requirements, the history behind the company, mission statement and the management team. If you are forming a corporation, be sure to include your Articles of Incorporation here. Chapter 3: Products and Services: This section describes what products and/or services your business will sell (now and in the future), and how you will build, assemble and deliver them. On Flexible Work Schedules: What This. It also offers a comparison of significance your company and your direct and indirect competitors. Chapter 4: Customers and Market Analysis: The customers and market analysis page indicates your target customer segments, what needs you are filling for definition, them , and the latest trends among these consumers in terms of growth and behavior. Chapter 5: Marketing and Sales: The marketing and sales chapter allows you to whiskey rebellion, describe how you will sell your product/service. Wingfield's Camping. Particularly what are your companys strategies for positioning, pricing, promotion and distribution. Significance. Chapter 6: Strategy and Implementation: This chapter will give you an opportunity to set the wingfield's camping, key milestones that help establish a timeline of progress towards your goals. Whiskey Significance. Additionally, it includes subsections like SWOT analysis, competitive edge, and strategic alliances. Chapters 7 + 8: Financial Plan, Sales Forecast, Financial Statements: In the final two chapters, entrepreneurs must define and calculate the financial variables that will go into the creation/expansion of your idea, including its expenses, your anticipated sales forecast, personnel plan, cash flow assumptions, and more.

If you are purchasing an development existing company, you should also include the business purchase agreement in whiskey rebellion, your plan. Whats included in the template with sample text: In the second download, we give you a completed ice cream shop plan to reference. Each section gives an example of Work Schedules: Factors what you should write. Our guide also includes example graphs and charts, so that you are aware of the types of financial calculations, plans, and whiskey forecasts that a plan should offer to attract investment. For guidance on what you should include in your plan, and Essay about Effects of divorce on elementary-school aged children why, please reference our How to Write a Business Plan set of articles below. Downloading this small business plan comes at whiskey significance no cost, so feel free to start your download and Essay on Flexible What get started.

However, you should be aware that there are some pros and cons to using free business templates, rather than using professional software or an whiskey rebellion significance experienced writer. Writing a business plan is on Flexible Work Schedules: Factors This a prerequisite to your companys success. Whiskey Significance. A solid plan is necessary to help found your company and camping ensure that your goals remain on whiskey significance, track over time. Your plan can and free study hall will change as you encounter the rebellion significance, unpredictable variables that come with starting your own company. If you have an psychosocial development definition existing company, crafting a solid plan is whiskey equally important if youre hoping to attract investment and expand your company beyond the limits youve already reached. Your business strategy should account for the next 3-5 years in advance, and cover every aspect of your industry, including the critical relation between marketing and sales to your companys finances.

Your plan should include the following sections before you submit it to wingfield's camping, investors. Rebellion. Click each accordion to o connor, read a how-to guide for each chapter: How to Write a Business Plan Table of Contents: How to Write the Executive Summary. The executive summary contains all of the whiskey rebellion, essential information about what makes your business strong and worthy of investment . It covers the free study hall, major highlights of the rest of your plans chapters. The goal is to briefly tell your reader what your company will do, where you want to take it, and whiskey significance why your business idea will be successful. If you are seeking financing, the executive summary is wingfield's camping your first opportunity to grab a potential investors interest.

The executive summary will be the significance, first chapter of your business plan, though its actually the last section that you should write . First, youll need to do heavy research to ensure that your plan is confession frank sound before you can write the executive summary. This section will be different depending on if you are an whiskey established business or a new startup. A startup companys executive summary will need to be interesting and convincing to capture the attention of investors. Your company will lack the historical data and trends that existing companies are able to provide, but there are strategies to mitigate these factors. First, youll need to briefly explain who you are, the background of your management team, and your reasoning behind starting a business in your chosen niche. Secondly, youll need to demonstrate that youve done quality research that supports how youve conceptualized your business. Investors know that talk is first confession cheap do you have the data and analysis to back up your claims? Even in a standard plan, the executive summary for rebellion, an existing business has no set template, although there are several suggested guidelines that you can find around the web. We suggest the following basic template feel free to add or subtract sections according to your own needs:

Summary Management Team Products and frank o connor Services Customers Marketing and Sales Financial Forecast Financing Requirements (optional) Describe the purpose of the plan (e.g.; to rebellion, raise a specific amount of Essay Effects debt financing to expand a store location) as well an overview of the rebellion, company (name, location, company type, products sold, founder(s) and founding date). Describe the key milestones or objectives that you want to achieve with this business (these are the tangible results in which you use to prove success of the venture). This statement should be concise and to the point. Summarize the members of the management team, including highlights of their expertise and experience . Describe how each member contributes to the success of the wingfield's, organization. Keep this section brief, as you will go into more detail in the Products and Services section. Products and Services. Describe the products and services you are providing and who the competitors are within the industry . Keep this section brief, as you will go into more detail in the Products and Services section. Describe whom your customer groups are and rebellion significance whom your key customers are , as well as how you will market to them. Keep this section brief, as you will go into more detail in the Market section.

Describe briefly how you will market your product or service. Summarize the major points in the Marketing and Sales chapter, which may include market positioning, pricing, promotion, and distribution. Summarize the most important points from the Financial Plan section here. This should include your sales forecasts and development projected expenses as well as the whiskey rebellion, logic behind the projections. If you are a new company, describe when you expect to turn a profit . If you are an existing company, highlight past financial performance. 7. Financing Requirements (Optional)

Summarize the amount of equity and/or debt financing that you are seeking, when you need it, the use of the funds, and when you expect to reach your next milestone event and/or start paying back the confession o connor, loan. Keep this at an overview level , as you will go into more detail later on in other chapters. Note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the entire writing process first . In particular, complete the financial planning process before attacking this section. Only then will you be able to identify the whiskey rebellion significance, amount of of lexington and concord money you will need to raise. With these sections fleshed out, youve finished your executive summary. How to whiskey, Write the Company and Financing Chapter. The company and finance section of frank your plan is rebellion significance important, because introducing the frank, management team is critical for both start-ups and established companies alike.

Investors will use this information to gauge the future likelihood of success. Company and Financing Sections. Company Overview Management Team Required Funds (optional) Exit Strategy (optional) Mission Statement (optional) Company History (optional) Location and Facilities (optional) There are many variations and rebellion approaches on how to lay out the various components of battle of lexington and concord who won a business plan. Our approach for the company overview section is to whiskey rebellion significance, provide the reader with the Schedules: Are Driving, companys legal information, address and a brief description of the significance, companys history. Since there are follow up sections in this chapter that over go the companys location and history in wingfield's, more detail, you will want to keep this short (2-3 sentences). A BRIEF PRIMER ON COMPANY TYPES.

The optimal company type is best determined by a credible Attorney. The primer below is meant only to significance, explain the Essay on Flexible Work What Factors This Interest?, broad differences between the most common company types. A sole proprietorship, according to the IRS: A sole proprietor is whiskey someone who owns an unincorporated business by him or herself. While the most simple to set up and the most common, there is a significant drawback: you will be personally liable for any obligations. So for development, example, if you sell someone a cupcake and whiskey rebellion they sue you because they found a hair in it, and you lose in who won, court, the rebellion, creditors can legally go after your personal possessions such as the roof over your head.

A partnership, according to the IRS: A partnership is the relationship existing between two or more persons who join to carry on a trade or business. Each person contributes money, property, labor or skill, and expects to share in the profits and Effects losses of the company. A partnership has certain advantages compared to a LLC, such as not needing to rebellion significance, file formation documents when setting up a partnership, and definition not needing to file dissolution documents if dissolving the partnership. However, similar to sole proprietorships, partners in a partnership have unlimited liability for the companys debts and rebellion liabilities. Limited Liability Partnerships (LLPs) LLPs are different from free study hall traditional partnerships in that there are two classes of partners: (1) General partners that have full management and control but also full personal liability and (2) Limited partners that have no personal liability beyond their investment in the partnership interest. Limited partners are often times silent partners that wish to invest in rebellion significance, the venture but limit their exposure to liability. A corporation is development a separate legal entity owned by shareholders. A corporation is commonplace for businesses that anticipate seeking venture capital financing. The downside to a corporation is the problem of double taxation since the corporations profits is taxed at the corporate level, and then any dividends distributed to whiskey significance, shareholders are then taxed again at the personal level. You can elect a special tax status with the IRS to have your corporation not be taxed at the corporate level (instead, it would be taxed as a pass-through entity).

Some of the drawbacks include not being able to have more than 100 shareholders , and psychosocial development not being able to have non-US citizens/residents. A popular choice among many small businesses , a LLC limits the whiskey significance, members personal liability and only taxes profits at the individual level (acts as a pass-through entity). Describe the type of company you plan to open, along with the registered name you plan to use. Explain your rationale for example, if you are starting a company where you plan on seeking venture capital financing, then you will want to start a C-Corporation as majority of VCs will insist on this legal structure. If you have a home office/no dedicated business address. Include your current office setup and your future office plans once your company expands, if applicable. For start-ups, and especially those seeking financing, the Management Team section is especially critical. With the lack of history, there is little investors can go by to gauge the definition, future success of a venture.

The question lenders and investors will ask: Why should we trust your team with our money? You must demonstrate your teams ability to execute on significance, the stated goals. To accomplish this, you should highlight: Background of each member of the What Interest?, management team (education, relevant work experience, etc.) Roles and responsibilities within the company. Tip: Dont include details about members of the Management Team that are not relevant to the reader. Everything presented should reinforce why your team is the right team to execute on the companys vision. If you have an established business the whiskey significance, information you want to first frank o connor, present is the rebellion significance, same.

Keep in mind, however, that you also want to demonstrate that your team has the capability to manage growth of the company. As a company grows from free study hall start-up to established business, the management team must also change. They must be able to manage employees, institute standardized systems, and ensure the businesss ability to whiskey, scale operations while keeping profitability stable. If you already have a Board of Directors and/or Advisory Board, list these individuals and a brief description. In a publically trading company the Board of Directors is elected by first frank o connor the shareholders and is the whiskey significance, highest authority in free study hall, the management of the company.

For our purposes (context of a private company that is most likely a startup or small but growing business), a Board of Directors is comprised of investor(s), founder(s), CEO and independent board member(s) who have substantial business and industry experience. A Board of Directors typical responsibility is to set broad policies for the company, determine compensation for company management, and approve annual budgets. An advisory board is a group of business leaders that can help guide your company and whiskey provides it with assistance when needed. Choose individuals with knowledge in your industry and are willing to play a role in your company . While some advisors are compensated, it comes down to a case-by-case basis, frequently depending on how much time the member is committed to your company. Tips on building your Advisory Board: Choose a well-respected and confession o connor well-known individual as the first member of your Advisory Board.

This will help you to recruit other members of the Board. Whiskey Rebellion Significance. Choose individuals that have strengths and relationships your business will need. As your business evolves, so will the members of free study hall your Advisory Board. Feel free to significance, shake up the line up over time. In this section you will tell the reader how much money you need to raise, what you are going to use it for, and how you got to the requested amount. Important note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the entire writing process and in about Effects of divorce aged children, particular, complete the financial planning process.

Only then will you be able to identify the amount of money you will need to rebellion, raise. There are two primary financing options: equity and debt. The primary difference between equity and debt financing is that debt financing is essentially a loan that is backed by your assets or via a personal guarantee. If your company is already in battle, existence and has trading history, then you may also secure a loan off of your receivables. In contrast, equity financing is essentially you exchanging a stake in whiskey, your company for a specific sum of money from an psychosocial development definition investor . Significance. Therefore, the Essay about aged, amount you are able to raise from investors comes down to how much they value your company. There are three fundamental questions every savvy investor will ask you: Cool idea, how do you make money with it? How much money do you need, and why and whiskey rebellion significance when? What do you think your company is worth?

If you are seeking financing (regardless of its equity or debt), that most likely means that your financial model shows your company taking a loss in free study hall, the initial stages, followed by whiskey significance break-even and subsequent profitability. Essay On Flexible Factors. The money you are seeking to raise will simply allow you to have enough cash to cover the initial period where you will be taking a loss so that you can eventually make a profit. This is a simplification; you may be raising money to whiskey significance, further grow your company, which may already be profitable. Or you might use the financing to get your product to the next stage in its product development lifecycle (i.e.; milestone event). But the psychosocial definition, general concept is the same; the investment you are seeking bolsters your companys cash position , allowing it to grow revenue and/or profitability.

Cool idea, how do you make money with it? / How much money do you need, and why and whiskey rebellion significance when? The financial statements provide the answer to the first two questions (which is why we recommend you complete your plan first). To answer how much money you need, analyze the camping, cash flow statement to whiskey rebellion significance, determine the cumulative cash flow. The lowest point on this curve will tell you what your maximum financing needs are , and at what point in time. What do you think your company is worth? The third question is much harder to answer, especially for a new company. At the end of the day it really comes down to what an investor thinks your company is worth (which is psychosocial development more art than science). Significance. However, there are three popular methods of valuing a company that can help you come up with a valuation to camping, facilitate the negotiation. Cost approach (asset based approach)

The cost approach seeks to determine a companys value by analyzing the market value of its assets. In other words, in rebellion significance, this approach the company is worth the sum of all its assets if they were to aged children, be liquidated . This approach may be appropriate for some industries such as real estate where the asset value may actually be worth more than the going concern value (present value of future cash flows generated by the asset). However, for many companies the value of its branding and reputation, along with its ability to generate profits, will exceed the whiskey rebellion, value of its assets. The market approach seeks to psychosocial development, determine a companys value by analyzing recent sales of whiskey rebellion similar assets, with the theory that valuations of similar companies can serve as a good proxy. This is a common approach in Essay on Flexible Schedules: What Are Driving This, the real estate industry.

The income approach seeks to determine a companys value by using its expected profit over whiskey rebellion time and then placing a value on that future stream of income in todays terms . Since there is wingfield's inherent uncertainty with a future stream of income, there are numerous ways to discount that expected income to account for risk. Now you have all the pieces to complete the equation. You have the amount of money you need by looking at whiskey rebellion significance cumulative cash flow. You also have an idea of how much money your company will be worth. Equation to determine how much equity you should offer: Equity to offer = Company Valuation / Money needed. If raising debt, you are not exchanging equity for about of divorce on elementary-school children, cash. Rebellion Significance. Instead, you should focus on the loans interest rate and payment schedule. Make sure you will be turning a profit that is both large enough and soon enough to ensure there is no delinquency on of lexington and concord, servicing the loan.

For equity financing, answer the following: Investment amount needed When you need it How much time it will buy you / When you expect to turn a profit or get to the next milestone event % of equity offered and at whiskey significance what company valuation (you may wish to keep exact figures vague in order to further negotiate) Exit strategy. For debt financing, answer the following: Loan amount needed When you need it When you will be able to pay back the loan The amount and frequency of loan payments. In addition to the information above, you should also summarize how you plan to use the funds.

The level of detail should be at a high level ; if the free study hall, investor or lender wants to see expenses in more detail that will be available in significance, the Appendix within the Profit/Loss statement. Construction of new kitchen: Kitchen remodeling, March 1, 2014, $25,000 Kitchen hardware, April 1, 2014, $50,000 Total Loan Amount: $75,000. If based on your financial model you anticipate relatively small yet variable expenses month to month, a line of credit may be a good choice. With a line of credit you draw upon it when you require the funds and pay interest immediately on the money as it is borrowed. It works very similarly to a credit card in that you typically have a pre-set limit to how much you can borrow, the major exception that since you may be able to secure the line of credit with assets, you may be able to get better terms. In the Quick Start Guide we briefly went over the different strategies available and how thinking about wingfield's your companys eventual exit will help shape your business model. Rebellion Significance. Its recommended you review the Quick Start guide and practice that exercise. Depending on your company, there are various exit strategies available, including: Selling your business Passing it down through the family Taking the of lexington who won, company public (IPO) Liquidation.

If you are seeking equity financing, then your investors will pay close attention to whiskey rebellion significance, this section. Angel investors and psychosocial development VCs demand a large return on whiskey rebellion, their investment since they are taking a large risk by investing into your company. Therefore, you need to include detailed information on how you intend to sell the company or take it public. Demonstrating a large market opportunity. If investors are going to take a big risk, they demand a big return. You need to demonstrate your business has the potential to either take substantial market share from an incumbent competitor, or create a new market.

Investors like to be in hot, growing industries such as biotechnology, mobile e-commerce and healthcare. These are all industries that have huge upside growth potential and ones that investors are more inclined to invest in. Solving a larger companys problem. If your exit strategy is to sell your company to first confession, a larger company, then identify how your companys product solves that larger companys stated problems and/or goals. For example, Apples mapping software is playing catch-up to Google Maps.

If your company can help Apple improve its software, your company would become an attractive acquisition target. The mission statement reflects the core purpose and significance vision of the company. Its a statement your employees and customers can get behind. Some tips on writing a well-crafted mission statement: Keep it short. 1-2 sentences max. Dont use fluff words. Make the statement mean something.

A mission statement, if done well, should encapsulate both what the company does (what it sells) as well as the culture/vision/purpose. Examples of Fortune 500 firms that really get it right: A. BRISTOL-MYERS SQUIBB COMPANY (PHARMACEUTICALS) Mission Statement: To discover, develop and deliver innovative medicines that help patients prevail over and concord serious diseases. Why its great: The keywords discover, develop and deliver demonstrate the companys capability to whiskey significance, in delivering an psychosocial end-to-end solution. By using the words innovate and whiskey rebellion significance prevail over wingfield's camping serious diseases it serves as a rallying call for their thousands of employees that what they are doing is (1) cutting edge and whiskey rebellion significance (2) has a higher purpose then themselves. Mission statement: We will be the easiest pharmacy retailer for customers to use. Why its great: In one short sentence, the company has managed to (1) describe what it sells (2) how it will win in the marketplace.

It is a pharmacy retailer and it will solely focus on making itself easier for the customer to use (that could mean so many things, such as innovating online to fulfill prescriptions to on Flexible Work What This, improved customer service within their stores). Example of poorly written mission statements. A. FORTUNE 500 FOOD AND BEVERAGE COMPANY. Mission statement: The Companys primary objective is to maximize long-term stockholder value, while adhering to the laws of the whiskey rebellion significance, jurisdictions in which it operates and at all times observing the highest ethical standards. Why its horrible: It does not serve as a rallying call for employees, suppliers, or partners. Its objectives are obvious (what company does not want to maximize value) and borderline absurd (are there companies that do not want to adhere to local and federal laws)? Lastly, it does not mention what the company actually does. B. FORTUNE 500 VEHICLE PARTS SUPPLIER. Mission Statement: We are committed to attracting, developing, and keeping a diverse work force that reflects the nature of our global business.

Why its horrible: While a diverse workforce is first confession frank certainly not a bad thing, only stating that as the companys mission statement is ineffective, lacks direction or focus, and completely misses the point of having a mission statement. This is predominately for businesses that have previous trading history, but can also be used by new companies that want to highlight relevant history on how the company came to existence, work completed to date, milestones achieved, etc. Some information you may want to include: Start date First location First product/service Significant milestones/events. Reminder: keep in mind that there is whiskey significance no set rule as to the level of detail you want to of lexington and concord who won, include. This is whiskey rebellion significance dictated by free study hall the relevancy of the information to rebellion, the reader and how this information helps strengthen your plans ability to build credibility for your company.

Every company is made of milestones. Milestones for a business are achievements that demonstrate the business is on the right track. Of Divorce Aged Children. They are best when quantifiable and measureable. For example, achieving a working prototype of your product, or getting to break-even, are both huge milestones that showcase your ability to execute and reduces subsequent risk of rebellion significance your company. Key concept: The more uncertainty that you can take off from the table, the better valuation you can get for your business. For businesses that have a retail or manufacturing component, this is an important section of and concord your plan.

Information you may want to include: Size (e.g.; in sq. ft.) Location/Address Other notable facts, such as equipment at the facility. Location is important for a large number of significance retail businesses, whether you are a restaurant or purveyor of consumer products. About On Elementary-school Aged. If possible, provide statistics about the retail location you have chosen or are planning to choose. Describe the lease terms you are able to secure, and if there are any laws that protect the lessee from unreasonable price increases. You can read a detailed article about rebellion what to look for in a lease agreement here. Provide detailed information on the manufacturing facilities.

For example, your operation may require a reliable source of electricity and water. Development Definition. Describe how the facility provides the business with these resources. If the facility is pre-existing equipment or structures that can be leveraged, make mention of whiskey rebellion that. Location can be an important aspect of your business even if you are not in retail or manufacturing. For example, you might want to open your software company in Silicon Valley as that provides a competitive advantage from an free study hall employee recruitment and fundraising perspective. If you operate out of a home office. Describe your future expansion plans, including expected date of expansion. Upon completing these sections, you will then be finished with the company and financing section of your business plan. Writing the Products and Services Chapter.

The products and services chapter of your business plan should be written clearly and descriptively, to help give investors a comprehensive understanding of the bread and whiskey significance butter of psychosocial development definition your business. Your products and whiskey rebellion significance services section should include the following sections. Products and first confession o connor Services Chapter Sections. Products and Services Competitors Sourcing and Fulfillment (optional) Technology (optional) Intellectual Property (optional) Future Products and Services (optional) Your products and services are the whiskey, lifeblood of battle and concord your business its what your customers need, and if you get this right, everything else will follow . Significance. Commonly referred to as product lift, which essentially means getting the secret sauce working. It means that customers want to buy your product/service, and you are filling a need that was previously not satisfied. Thinking in terms of benefits vs. features. What is the free study hall, consumer really buying? For example, a person buying a Rolex watch is not only buying a device to tell time, but the whiskey rebellion significance, prestige and status that comes with a luxury product. Think about what end benefit your product/service delivers.

Of course, the functional aspects of your product/service are also important. Depending on what you are going to development, sell, think through the features it will provide, packaging, design, branding, quality, and other aspects that help position and/or differentiate it from competing products/services. You may have heard the business adage that acquiring a new customer is indefinitely more expensive then keeping an existing customer. One of the reasons this is whiskey true is the potential to sell additional add-ons, upgrades and substitute products/services to existing customers . Think about free study hall how you can drive incremental revenue. Whether its via subscriptions, repeat business, or annual contracts, you may be providing products/services that generate a recurring revenue stream.

This is significance a good thing, because (1) your revenue can be more predictable and and concord who won stable (2) you are maximizing earning potential . Think how you can generate recurring revenue, which is expressed with a metric called Lifetime Value per customer. You will complete the significance, price you want to first confession frank, set your products/services in rebellion, the Financial Plan chapter, and we also have a section for you to describe your pricing strategy; however it is advisable to start thinking about how you want to price your products/services. Competitive analysis is an extremely useful tool and one that should be revisited often as the competitive landscape changes over time. It starts with competitive analysis. Background (location, history, ownership) Financials (revenue, profitability) Products (product line, services, patents, licenses) Marketing (channels used and budget, pricing, alliances/affiliates) Personnel (headcount, notable executives, compensation, job openings) Market share Strengths, Weaknesses. Tips on how to perform competitive analysis. The Internet makes this much easier then in days past. Some ideas: Google search using keywords that your customers would use to find you Look up industry association websites Look up directories such as Yahoo or Crunchbase Use Indeed.com to find your competitors job openings Competitors websites Find your competitors management team members on LinkedIn. Not only do you have to worry about current competitors you can see, but you have to be vigilant and be on the lookout for new entrants.

For example, a company that already sells to your customer base may see your industry as a logical next step. You should consider the likelihood of new entrants high if: The industry sees high margins (its super profitable) There is unmet demand (more customers then suppliers) There are no major barriers to entry (does not take much to start competing) There is future growth potential (such as mobile apps) Much of psychosocial development definition this is whiskey common sense if you see a market opportunity that no one is competing in yet, dont expect that you will be alone for long. Sourcing is simply the process of procuring goods and services from suppliers that are required for battle, your company to make its products or deliver its service. Some things to consider when choosing and managing your suppliers: Cost: This is an obvious one the whiskey, lower the free study hall, price, the higher your profit margins will be.

Payment terms: The longer you have to whiskey, pay your suppliers, the more working capital you have on Work What Interest?, hand. Reliability: You must consider how reliable your suppliers are and what would happen to whiskey significance, your ability to operate if they cannot deliver. Scalability: As your business expands, will your suppliers be able to meet your needs? Fulfillment is simply the process of psychosocial development how your company delivers its products/services, from point of sale to delivery. Whiskey Rebellion. There are several popular fulfillment options:

Engineer to order: the on Flexible Work Schedules: What Interest?, product is designed and built to customer specifications (e.g.; large construction projects) Build to order: the products design is standardized but manufacture of final product is significance based off of customer specifications (e.g.; aircraft and yachts) Assemble to Work Schedules: Factors This Interest?, order: the product is assembled to the customers specifications using pre-fabricated components (e.g.; Chipotles burritos, Dell computers) Make to stock: the product is manufactured in quantity based on expected sales of the product (e.g.; retailers) If you are going to be selling physical products and expect to hold inventory, then you should pay very close attention to how you forecast the amount of inventory you need to meet your projected sales. Too little inventory and whiskey rebellion significance you may not be able to meet demand. Too much inventory and you tie up all of frank o connor your cash on whiskey significance, excess inventory. Some key points:

Have accurate sales forecasts. Use historical sales data if you have it, and make sure you account for seasonality. Have accurate inventory tracking. Use bar code scanning or equivalent to ensure there are no data entry errors. Utilize inventory management software. QuickBooks, Sage, and psychosocial a plethora of rebellion significance other vendors provide a cloud-based solution for you to manage and maximize your inventory levels. Technology in todays business environment is becoming more and more important and serves as a source of competitive advantage. Take Wal-Mart or FedEx as two examples of companies that provide services (low-cost products and shipping), but utilize technology as a critical means of delivering those services. Wal-Mart uses a sophisticated supply chain management IT system to wingfield's camping, ensure its low prices.

FedEx uses technology to optimize delivery routes and times, which enables it to rebellion significance, ship to practically every corner of the globe, seamlessly and with very low error rates. Think about how technology plays a part in your business and Essay on Flexible Work Schedules: What Are Driving if it is critical to your business operations. If technology is critical to your business operations, then you must think about rebellion significance your disaster preparedness and contingency planning . About Effects On Elementary-school. Depending on your business, you may want to rebellion, create back-up copies of data and confession software, routine security checks, and securing physical assets. What would happen if you lost access to the technology? Think about alternatives that you could utilize.

For example, if you license a piece of software and later down the road decide that the whiskey, cost is too high, is there a competitor who can license you an alternative? If you have exclusive rights to free study hall, a technology, either through a patent or through an exclusive license agreement, this is a great competitive advantage and one that you will want to describe in detail. There are two types of intellectual property that may be applicable to whiskey rebellion, a business: industrial property (such as patents and free study hall trademarks), and copyright (such as novels and movies). If you have intellectual property that you want to protect, it is advisable that you seek the professional advice of a good Patent/IP Attorney , since this is whiskey significance a great way to provide a barrier to entry for your business. Intellectual property type 1: Industry property. These include inventions (patents), trademarks and industrial designs (trade secrets, trade dress).

If you have any proprietary process or technology then it is recommended that you apply for a patent to protect your invention. You should apply for a trademark for of lexington, your company name and logo as well. Intellectual property type 2: copyright. These include literary and artistic works such as novels, poems and plays, films, musical works, artistic works such as drawings, paintings, photographs and sculptures, and architectural designs. In 2011, counterfeit copyrighted and trademarked goods were a $600 billion dollar industry worldwide.

Enforcing your intellectual property may be feasible from a legal point of view, but many times is not practical in practice. For example, Microsoft cannot possibly prosecute every single instance where its popular operating systems are copied and downloaded. IP and your employees and contractors. It is whiskey just as important to secure your intellectual property in relation to o connor, your employees and contractors. Rebellion Significance. Everyone should be required to sign an invention assignment agreement, which basically states that the company owns all works produced while contracted by the company. In addition, you may consider handing out serialized notebooks for camping, employees to use , so that if there is ever a conflict as to whom owns a piece of significance intellectual property, there is a physical record. If you have future products and services planned, it is a good idea to psychosocial, describe the product roadmap and strategy behind it . A key concept is that of product lifecycle, which describes the stages of the life of significance a product. During this phase, your product will incur heavy promotional costs as you get the word out. Psychosocial Definition. You may discount the price of the product to encourage new customers. During this phase, you may focus on expanding your product to new segments in the marketplace, and significance expand the about Effects of divorce on elementary-school aged, product line (for example, with new colors or other variations).

During this phase, you are enjoying the fruits of your labor. You may add new features to your product to stay competitive and to further differentiate your product from competitors. Marketing spend for your product starts to rebellion significance, dissipate as sales of your product are in steady decline. After including all of this information, youll have completed the products and services chapter. Writing the Customers and Market Analysis Chapter. The customers and market analysis chapter will give you an opportunity to describe what your customer segments are, what needs you are filling for them, and of lexington who won how these groups of customers are trending in terms of whiskey significance growth and behavior. This chapter also includes any regulatory restrictions specific to your industry. Customers and Market Analysis Sections.

Market Overview Market Needs Market Trends (optional) Market Growth (optional) Industry Analysis (optional) Key Customers (optional) In the market overview section you are going to calculate the total market (referred to as Total Addressable Market) for your products, and then the segment of that market your business can capture. Total addressable market can be thought of in several distinct levels. Free Study Hall. At the highest level is an estimate of the total market given 100% saturation. Another way of looking at this is rebellion significance what would be the confession frank o connor, total market if one company had 100% market share. Once you have the rebellion significance, total addressable market, then you can estimate what percentage of this you can realistically capture. This, of course, is much harder to predict with accuracy. So the important thing to remember is to utilize strong sources for battle, your assumptions.

For example, lets say you plan to whiskey, open a high-end steakhouse in downtown Miami. To calculate your total addressable market, you might count how many high-end restaurants are in the downtown area and research the average annual sales for each restaurant. Then multiply the two to get the total sales for all high-end restaurants. Wingfield's. This would be your total addressable market. Using the whiskey significance, example above, we can then drill down to the next level and determine what percentage of the market you can realistically capture. You might assume that you will take an equal share of the market, thereby decreasing all other competitors shares in the market. Or you might offer cheaper prices, which you assume would take a larger percent of the market. Whatever your assumption, make sure it is well documented and logical. To obtain jaw-dropping product-lift you must solve a difficult and painful problem for Essay about Effects aged children, the customer. And if there are competitors, you must solve the problem better than them, and enough so that customers are willing to switch to your company. Describe what problem your product is solving.

If you are targeting multiple customer segments, make sure you go into detail on whiskey, how your product serves each customer segment. Describe how your solution better solves customers pain points then your competitors. We as consumers are inherently lazy. We do not want to free study hall, go through the time and cost of switching from one companys product/services unless it is whiskey rebellion compelling enough, which is dependent on the switching cost. Essay On Flexible Work Schedules: What Are Driving This Interest?. For example, there is virtually no cost to switch from Coke to Pepsi. On the other hand, there is high switching cost associated with migrating from a Mac to a PC. Whiskey. To overcome this problem, describe how your product either is able to overcome customers inherent adversity towards switching products, or if your product is able to reach new customers and bypass switching costs altogether (in other words, instead of taking customers away from your competitors, you are creating a new market for first confession o connor, your products). Understanding market trends at the macro level is critical for various aspects of your business. A growing or shrinking market is significance described in more detail in the market growth section. Below are some of the other factors that will affect market trends: The overall economy has a disproportionate effect on some businesses.

For example, dog-walking services usually see a decline in sales as households reduce spending on non-essential purchases. Government regulations and policies can completely alter an wingfield's camping industry, so it is imperative that you are up to date on upcoming changes. For example, the Jobs Act of significance 2012 allowed for the first time non-accredited investors to participate in of lexington, private placement of whiskey securities. Free Study Hall. This in turn has created a new market for crowd-funding websites to emerge to connect startups with all types of investors. You may be in an industry where political conditions have an impact on the bottom line. For example, if you count the Dept. of Defense as one of your clients, then the across-the-board budget cuts (i.e.; Sequestration in rebellion significance, the Budget Control Act of 2011) would surely have a negative effect on free study hall, your business. If you build your business on top of a technology platform that will soon be replaced with a more cost affordable, powerful, and easier to whiskey rebellion significance, use technology, then that will surely put you in a less advantageous position.

Knowing technology trends is valuable in ensuring you are gaining a competitive advantage through the and concord who won, use of technology. Your customers may change their sensitivity to price depending on a variety of factors, including competition, macroeconomic conditions, and changing consumer tastes. Keeping an eye on this trend will ensure you optimize your pricing strategy. Market growth, mathematically, is simply measuring the change in significance, market size from one time period to the next (usually in years). So if the market in the first year was $100 million and $150 million the second year, then the market can be said to Essay about Effects on elementary-school, have grown by rebellion significance 50%. You will find that measuring market growth using historical market size data is much easier then forecasting market growth. Utilize publically available data sources, trade publications, market research firms, and government agencies to wingfield's camping, find much of this research. Being able to demonstrate a market is growing is obviously important for example, the market for Blackberry accessories is clearly a declining market. Most investors and lenders will not want to see a new business chase after dwindling customers. On the whiskey rebellion, other hand, the free study hall, market for Apple and Samsung phone accessories have seen great growth and whiskey significance will continue to grow as those companies continue to add new customers. Your industry is defined as the group of companies that are related to you in terms of what you sell/how you derive your revenue.

For example, Ford and Nissan are both in the automotive industry. Free Study Hall. Ford and Nissans market (i.e.; customers) would be the whiskey rebellion, end consumers who buy their cars. You will want to describe your industry name/classification (SIC/NAICS Code), which can be found on the Dept. of Labor website. Understanding your industrys dynamics is imperative to knowing its profit potential and attractiveness. A popular framework for Essay about on elementary-school aged, conducting industry analysis is Porters five forces analysis, which analyzes an industrys competitiveness (and therefore attractiveness). By performing this analysis you will have a clear picture of whiskey rebellion significance your competitors and how your company fits within the Essay about, competitive landscape.

If your industry has low barriers to entry and low switching costs, then expect increased competition, as there is whiskey little standing in the way for free study hall, new entrants to rebellion, enter the and concord who won, market and compete. If your industry is supplied by very few suppliers with little alternative but to source from those suppliers, then expect downward pressure on your margins. If your industry only has a small number of buyers, or there are many alternative products to choose from, then expect downward pressure on your margins. If there are many substitute products in your industry and the switching costs between them are low, then expect substantial competition. An industry is very competitive if there are many competitors about the rebellion, same size, there is little differentiation between competitors products, and it is mature with little growth (so the and concord who won, only way to grow is to take a competitors market share).

Although your product may cater to many different sets of customers, you want to focus on a select group that will be the most likely to rebellion significance, purchase your product/service and account for Essay Effects of divorce on elementary-school aged children, the lions share of your companys revenue. For many businesses, you will soon realize that a large portion of your revenue comes from a small percentage of whiskey rebellion significance your customers. For example, Starbucks may realize their key customers are white-collar business types that purchase a cup of coffee every day, versus the student type that comes in once a month. When you can name your key customers. If you are in a business where volumes are low and psychosocial development definition prices are high, then you should be able to significance, name your key customers individually. In this case, you should describe in detail your relationship with each of them separately. If youve filled out this chapter, congratulations. Doing market research and customer analysis is a complicated and wingfield's camping time consuming task. Time to move on to the next chapter!

Writing the Marketing and Sales Chapter. The marketing and rebellion significance sales chapter gives you an free study hall opportunity to describe how you will manage your sales force and what sales activities they will conduct in order to whiskey rebellion significance, close sales. Overview Positioning Pricing Promotion Distribution. In this section, summarize your marketing plan, being sure to include: Positioning: Are you going to be the lowest cost provider or provide a differentiated product? Pricing: How will you price your products/services?

Promotion: How will your market your products/services? Distribution: Where will your product/services be available? Tip: It will be easier to write this section after you complete the subsequent sections as the overview section summarizes key findings from the other section. Keep this section at the summary-level, as you will go into further detail in the subsequent sections. Describe how you position your company within the competitive landscape. Will you compete on price, or will you differentiate your offering and stand out from your peers? For example, Wal-Mart positions itself as the low-cost provider in an industry, while Apple designs premium products to reach the luxury end of the market. Provide your product/service at the cheapest price point in the marketplace. There are three primary ways to achieve this: Economies of Scale: For example, being able to turn more tables in a restaurant or produce more widgets in a factory. Free Study Hall. The more you are able to rebellion, produce from your asset, the cheaper it becomes.

It will also be harder for your competitors to enter the market since you have fixed assets and experience that requires a large investment. Low operating costs: Keeping costs down across all aspects of the business, including: Standardization: Limited customization Outsourcing: Outsourcing labor to battle who won, low cost production centers Thrift: Limiting advertising and RD spend Optimized supply-chain: By lowering inventory and negotiating with suppliers, companies can substantially improve their profitability and whiskey rebellion significance cash flow. Making your product/service unique by targeting a specific segment of the market is a compelling strategy, especially if: Your customers are not price sensitive The market is competitive Your are targeting a specific niche You can provide a product/service that is not easily copied. You can also achieve differentiation through branding and psychosocial definition marketing for example, Starbucks sells premium coffee at a premium price point, primarily through the strength of their branding and not through the taste of their coffee. Determining the optimal price for significance, your products/services will require you to think through several factors: If you are going shooting for the low cost provider strategy, then you will want to wingfield's camping, price yourself accordingly.

Likewise, if you are going for the luxury end of the rebellion, market, then a higher price is often times a proxy for Essay about Effects of divorce, quality. How price sensitive are your customers? If your customers are making their purchase decision primarily based on price, then you will want to whiskey significance, be sensitive to this. The price you set must be high enough to over your costs so you can turn a profit. There are, of Essay on Flexible Are Driving Interest? course, exceptions. Rebellion. For example, you might want to wingfield's camping, achieve economies of scale by maximizing units sold, or you might be maximizing revenue to achieve dominant market share.

There may be regulatory/legal constraints on how much you can charge. For example, payday loan vendors are restricted in rebellion significance, how much they can charge their customers. Looking at what your competitors charge can give you a understanding of what current customers are accustomed to paying and battle of lexington will likely be willing to pay for whiskey, your products/services. There are price points that consumers are psychologically more accustomed to, such as amounts ending in .99 or .95. In this section, you move from Essay on elementary-school aged describing your marketing plan onto how you will convey your marketing message to your intended audience. What marketing channels will you utilize to reach your target customers?

Depending on your business, traditional media may be an important component of your complete marketing toolbox. These would include television, radio, billboards, flyers, etc. In todays environment few companies can afford not to have a strong online presence. There are a myriad of options available. Rebellion Significance. Each marketing channel must be carefully measured for wingfield's camping, effectiveness, as online marketing can quickly add up and consume a small businesss entire marketing budget. A website is whiskey significance a key component of your digital marketing efforts as it will be the destination in which your online leads will first visit. Some online marketing options include:

Search engines (i.e.; Google, Bing) Directories (Yelp, Angies List) Daily deals (Groupon) Email marketing Social media (Facebook, Twitter) Word of mouth marketing is by free study hall far the most profitable and powerful marketing channel available to significance, any business. New customers that are referred to your business are more likely to purchase and more likely to continue referring your company. Development Definition. There are ways to boost word of mouth marketing, especially with the advent of whiskey significance social media. For example, asking a satisfied customer to like your business on psychosocial, Yelp and Facebook will potentially reach hundreds of their contacts, all with one click.

Integrating social media into your word of mouth marketing strategy is whiskey rebellion significance invaluable for every business. Blogging/Becoming a subject matter expert. Having a leading voice in psychosocial development, your industry will help your business gain credibility from customers, suppliers, partners and competitors. You can start by participating on public forums and blogs related to your business and adapting the whiskey rebellion, adage give more to free study hall, get more. How will your products be available? On one end of the spectrum is direct marketing, whereby you sell directly to whiskey significance, your customers. Or if you manufacture your products, you might sell through distributors, who in turn sell to retailers, who in turn sell to consumers. Three common models: Product is battle and concord who won stocked in rebellion, mass-market distribution channels. Examples include soft drinks, magazines, etc.

Product is specialized and sold through specialized channels. Battle And Concord. Examples include nautical computers and tooling/machinery. Product is only sold through an exclusive channel. Examples include luxury products such as high-end motorcycles or designer handbags. The Internet presents an unparalleled opportunity to whiskey rebellion significance, reach customers directly, as well as working with online channel partners to Work What, reach and rebellion sell to psychosocial definition, customers. Writing the Strategy and Implementation Chapter. The strategy and implementation chapter will give you an significance opportunity to define the What Factors This Interest?, key milestones that mark meaningful progress towards your goals. It also includes sections that further elaborate on your competitors. Strategy and whiskey rebellion Implementation Sections. Milestones SWOT Analysis (optional) Competitive Edge (optional) Strategic Alliances (optional)

Milestones are the key events that demonstrate progress is battle being made , such as completing the rebellion, companys first prototype or breaking even. These provide a tangible way to measure the success of the first confession frank, business venture. Milestones are so incredibly important to a business yet are one of significance those things that can be easily overlooked. Why are milestones so important? Because they are a way to measure meaningful progress of Essay Effects on elementary-school a company that in effect, makes that company less risky (and therefore more valuable). A new company has an extremely high-risk profile but as it meets tangible milestones, such as completing a prototype or breaking even, the companys risk decreases. Whiskey. It becomes more apparent that the venture will succeed. Investors and wingfield's lenders will be looking at what milestones your company has reached in rebellion significance, order to create a fair valuation.

Milestones might include: Assembling company team First working prototype Filing/receiving patent or other IP Securing physical location for frank, store First paying customer Breaking even Turning a profit* *If you can demonstrate not only turning a profit, but also sustaining that profit, then that is a huge milestone. SWOT Analysis is whiskey a useful technique for wingfield's camping, understanding your companys strengths and significance weaknesses , while identifying both the opportunities open to camping, your business and the threats it faces. Strengths and Weaknesses refer to internal factors in your company, such as: Employees and rebellion significance staff Physical assets such as equipment and wingfield's facilities Financial assets. Opportunities and Threats refer to external factors facing your company, such as: Market trends Regulatory and whiskey rebellion legal Macroeconomic conditions Competitors. Competitive edge can be bucketed into wingfield's camping four primary areas: cost, differentiation, innovation and operational effectiveness. Are you providing a product/service at a lower cost then your competitors? This is whiskey significance a straightforward competitive edge that is very difficult to deliver. Providing the lowest cost may require operating on free study hall, razor thin profit margins or heavy investment in fixed costs in order to achieve economies of scale.

Are you providing a product/service that your competitors are not offering or cannot offer? This is a common strategy whereby you provide differentiated value in order to better serve customers and/or reach a portion of the market that may be under-served. Are you leapfrogging your competition and whiskey providing a notably superior or new product/service? Popularized by the book Blue Ocean Strategy, creating new demand in an uncontested market space is a powerful business strategy. Do you provide superior time to market or customer service? For example, your customers may be willing to pay a higher price for better customer service . Nordstroms is an example of a company that uses superior customer service as a competitive advantage. Forging strategic alliances is a commonplace occurrence in psychosocial definition, business. There are a wide variety of alliances you might encounter, with various parties in which you do business. Even if you do not have any alliances, there may be an opportunity for a partnership in the future and whiskey that should be included in this section. You might have a supplier who has a disproportionate amount of influence and Essay Effects on elementary-school children power of your business.

Striking a partnership in this case may decrease those risk factors and provide a competitive advantage over rebellion significance your competitors. You might have a large portion of your revenue coming from several key customers. Inking an first frank exclusive agreement to lock in revenue would, for instance, give you predictable cash flow. It is not uncommon to partner with competitors under certain circumstances for whiskey rebellion, example, to set standards for the industry or to battle of lexington who won, help further adoption of a technology. Whiskey Rebellion. For example, Sony and Panasonic partnered together to increase the adoption of Essay Work Schedules: Are Driving This Blu-ray DVDs. Aligning your brand with another company is frequently used, especially if both brands are targeting the same demographic. Significance. For example, Samsung is the official sponsor of the Olympic games and will provide free mobile phones to all Olympic athletes.

Upon completing these sections, your strategy and implementation chapter will be finished. Writing the Financial Plan, Statements, and Sales Forecast Chapters. Writing the Essay on elementary-school children, financial plan, financial statements, and sales forecast will be the most difficult part of your entire plan. It requires making a large number of intelligent assumptions about the size of the whiskey rebellion significance, market you can realistically target, and the costs associated with making your product or rendering your services. These sections are the red meat of your plan these are the chapters that any seasoned angel investor or venture capitalist will dig into to make sure they know theyre making a solid financial investment. Chapter 7: Financial Plan and Sales Forecast Sections. Sales Forecast Personnel Plan Budget Cash Flow Assumptions Loans and Investments Starting Balances Historical Financials Key Metrics for Success. Define the price in which you will sell your products and services, the confession frank o connor, cost it will take to produce or sell the product/service, and the number of units you will sell. Whiskey Rebellion. Be conservative when making your estimates on first confession o connor, the number of whiskey significance units you will sell, ensuring you have a reasonable methodology when making your forecast. It is highly recommended that you first complete the following sections as they lay the on Flexible Schedules: Factors Are Driving This Interest?, foundation for defining the sales forecast. Products/Services section: Defines what you will sell and at what price point; also seeks to define the production cost Target Market section: Defines the size of your target market and what quantities you can sell.

Tip: Your sales forecast should sync with your Sales and Marketing plan. For example, if you plan on hiring several sales people nine months from the start of your business, you should forecast an whiskey rebellion significance increase in sales thereafter. This is the free study hall, price you will sell your products/services. Fixed price: Suitable for rebellion significance, most sales forecast modeling Price changes over time: The price of your product/service may increase/decrease in price over time for Essay aged, several reasons: Keep up with inflation Keep up with increased cost of raw materials or components Seasonal product discount to offload excess inventory Promote new product discount upfront to encourage sales, then increase later. This is the direct cost of producing your product/service (at the whiskey, unit level).

Otherwise known as cost of goods sold (COGS). Fixed costs: Suitable for most sales forecast modeling % of confession frank sales: A good way to forecast costs; as sales increase you can set the cost as a % of sales on a sliding scale. Costs vary each month: The cost of your product/service may increase/decrease in price over rebellion time for several reasons: Economy of scale: the more units you produce, the cheaper it becomes to produce them Bargaining power: the more units you buy from of lexington who won your supplies, the cheaper they become Seasonality: cost of raw materials may fluctuate based on time of year. This is the expected number of rebellion significance units you will sell. My units are constant: Not particularly suitable as most businesses will expect to have some growth over time.

Units sold changes over time: The quantity sold of your product/service may increase over on Flexible time for several reasons: Growing market share Finding new markets. Sales tax requirements vary by country and by products/services sold. In the United States, there is no sales tax at the federal level; however, many states levy selective sales tax on particular goods or services. Rebellion Significance. Check with your state department of taxation if you are required to Essay Work Factors Are Driving This, collect sales tax. If yes, you collect the sales tax from your customers and then remit the tax to the state each year. If the individual assumptions used for each component of the sales forecast is accurate, so will the overall sales forecast. You should be able to explain where each number comes from, citing studies/research that validates your assumptions. The costs of hiring personnel are often the largest expense of any business. In this section, you will enter forecasted employees and contractors you plan to hire. The number of personnel you plan to significance, hire and at what time is more of an art then a science. Too much staff too soon and youll burn through your working capital.

Too few staff and youll run the first confession frank, risk of alienating your customers and whiskey partners when you cant deliver. A good way to think about battle of lexington your personnel plan is to think about the milestones you want your business to accomplish and rebellion significance what personnel are required to wingfield's camping, get your business there. Whiskey Rebellion Significance. You can always revise your estimates, so start off with your best estimate and Essay on Flexible Schedules: Factors Are Driving This come back to this section later. Tweak as needed so that your business model demonstrates profitability within your target time frame. The type of company you are building and the financing required also makes a big difference in rebellion, your staffing plan.

For example, if you are seeking venture capital that mean you are going to development, want to whiskey, hire and scale quickly in battle and concord, order to generate large revenues. Conversely, if you are seeking debt financing, you want to significance, operate as lean as possible and maximize profitability so you can service your loans. Fixed amount: Suitable for most situations. Changes over time: You might want to define a compensation plan for sales personnel that have an annual bonus component, for Essay Effects on elementary-school aged, example. Employee: If choosing employee you will have to consider certain employee taxes and other considerations. Contractor: If selecting contractor, ensure that you are classifying said contractor correctly. In the United States, for example, you are legally required to provide employee-type benefits in certain situations even if you classify the whiskey rebellion, personnel as a contractor.

If hiring employees, you will be responsible for free study hall, additional costs such as (but not limited to) payroll taxes, workers compensation and health insurance, paid time off, training and whiskey travel expenses, vacation and sick leave, pension contributions and psychosocial definition other benefits. This is referred to whiskey rebellion, the burden rate, which provides a truer picture of total labor costs than payroll costs alone. Burden rate only affects employees and not contractors. If unsure what to Essay of divorce aged, enter, 15% is rebellion significance a fair estimate. Explain the Essay on Flexible Work Are Driving, assumptions and methodology used to define the personnel your business plans to retain, including how you came up with your compensation figures and burden rate. For example, you might explain that as you plan to hire several sales people to coincide with the release of rebellion a new product. Enter expenses you plan on incurring for your business.

A good way to make sure you capture majority of free study hall your businesss expenses is to significance, think through costs associated with each functional area of your business, such as product development, marketing and operations. Categorize expense into Essay about on elementary-school aged groups, such legal and whiskey significance administrative, rent and Essay on elementary-school children leases, and rebellion significance telecommunications. Do not include fixed asset expenses (assets whereby you derive value from for more than 12 months) such as a company van or computers. You will enter these in the next step. Advertising Expense Amortization Expense Auto Expense Bad Debt Expense Bank Charges Cash Over and Short Commission Expense Depreciation Expense Employee Benefit Program Freight Expense Gifts Expense Insurance General Interest Expense Professional Fees License Expense Maintenance Expense Meals and Entertainment Office Expense Payroll Taxes Printing Postage Rent Repairs Expense Salaries Expense Supplies Expense Taxes FIT Expense Utilities Expense Gain/Loss on Sale of free study hall Assets. Enter long-term asset expenses here. Long-term assets are comprised of two types: tangible and intangible assets. Fixed assets are tangible assets that provide value for more than 12 months, such as a company van or computers. Fixed assets are depreciated over its useful lifetime. This is an accounting method that allows the business to allocate the costs of the asset over whiskey rebellion significance its life by gradually reducing its value.

Common fixed assets: Land and Buildings Motor vehicles Furniture Office equipment Fixtures and fittings Plant and machinery. Intangible assets are long-term assets that are not physical in nature. Psychosocial. Intangible assets are amortized over its useful life. These might include: Intellectual property (items such as patents, trademarks, copyrights, business methodologies) Goodwill Brand recognition.

Enter other short-term assets here, which most likely will be any prepaid expense that lasts for less than 12 months. Besides prepaid expenses, other current assets also include short-term investments and securities that are likely to turned into cash within a year. A prepaid expense can be described as such: A 12-month office lease is whiskey rebellion significance signed with the total lease amount of $12,000 being paid upfront. Classifying this as a regular expense would not be accurate because then the PL Statement and Cash Flow Statement would both show the Work Schedules: What Factors This Interest?, $12,000 as a one-time upfront payment on the month it which it was made. This type of expense is rebellion better described as a prepaid expense, since the use of the office is spread out over a 12-month period of time and can be considered an free study hall asset on the Balance Sheet that is expensed over time. By classifying this as a prepaid expense (or an amortized short term asset) then the PL Statement would show the $12,000 prepaid expense spread across 12 months at $1,000 each month, while the significance, Cash Flow Statement would reflect the Essay on Flexible What Factors Interest?, $12,000 payment on month in which it was made. Under Assets, the Balance Sheet would then show the whiskey rebellion significance, amount of Prepaid Lease that is remaining at the end of the accounting period. Enter an estimate for income taxes you expect to pay, which should be a summation of federal, state and local income tax. Do not include other taxes such as property tax (should be entered as a separate expense) or employee-related taxes (this is covered in the Personnel Section as the Burden Rate). As this is only an estimate, 100% accuracy is not required (if unsure what to enter here, use 20%).

Dividends and distributions (for corporations and LLCs/partnerships, respectively) are payments to the companys shareholders/owners, taken from the companys profit. Dividends are typically paid out at the end of the fiscal year, while distributions can be given out at the discretion of the owners. You may want to set this to zero initially and Essay on Flexible Work Schedules: Factors Interest? see how the financials of rebellion significance your business model work out; then you can work backwards and determine how much of on Flexible Work Schedules: Factors Are Driving This Interest? retained profit you want to distribute to owners/shareholders. Here you can explain any regular costs that are associated with running your business. Rebellion. What are the free study hall, monthly or ongoing costs that you must pay to keep the business up and running? For example, this could be paying monthly utilities and rent expenses for your office space, insurance, or any marketing or advertising costs. For a start-up, remember that there are always up-front costs or one-time costs associated with getting things started, so be aware of whiskey significance any of free study hall these expenses and include them in your budget. Accounts receivable is defined as sales that the company has made but has yet to collect the money from the purchaser. Most companies operate by allowing some portion of their sales to be on credit.

These types of sales are usually made to frequent or special customers who are invoiced periodically, and allow them to avoid the hassle of physically making payments as each transaction occurs. You want your accounts receivable to be as low as possible to increase your cash flow. Defining what percentage of your sales will be on credit. You want this percentage to be as low as possible, while keeping in mind that for some businesses it is preferential to provide some credit to whiskey rebellion, your best customers. Defining how long it will take to collect payment. Of the frank o connor, customers that you provide credit to, you need to define when they are to pay you back.

The faster, the better your cash flow will look like. It is typical to provide net-30, which is 30 days. Accounts payable is defined as short-term debt owed to suppliers and banks. It is to your advantage to negotiate longer payment terms with your suppliers, as it will improve your cash flow. When looking at accounts receivable (what is owed to you) and accounts payable (what you owe), the key thing to remember is significance that you want to be paid as soon as possible, and battle who won you want to pay others as late as possible (cash on hand is rebellion king). Defining what percentage of your purchases will be on credit. You want this percentage to be as high as possible, as that will improve your cash flow. However, ensure you are able to pay your vendors on the purchases made on credit. Defining how long it will take to collect incoming payments. How many days will it take, on average, to Essay on Flexible Work Schedules: This, collect incoming payments?

Select the rebellion significance, typical number of days between when you make a credit sale and when the payment arrives. Keep in mind that shortening this period can vastly improve your cash flow. If your business will sell physical products and definition you plan on keeping inventory on hand, then you need to define how many months of inventory you wish to keep on whiskey rebellion, hand. The more months of inventory you hold on hand, the more cash is free study hall tied up in inventory. This will affect your cash flow. How much inventory should you carry? The ideal amount varies from industry to whiskey significance, industry, and business to wingfield's, business. A good place to find more information is whiskey rebellion trade associations for Essay Effects, your industry.

In order to improve your companys inventory management, you will need to start by collecting good records on your inventory. Using inventory turnover rate as an indicator. Inventory Turnover Rate = Costs of Goods Sold (COGS) / average cost of inventory on hand. A low inventory turnover rate means that you may have too much inventory on hand. Understanding and managing cash flow is very important to any business. The time period for credit sales and payments may depend on your suppliers or your industry. Paying and getting paid later rather than earlier can entirely change your cash flow projections.

You can utilize this section to explain any assumptions about whiskey rebellion cash flow, including details on the time period in which you will make and camping receive payments. How did you come to these assumptions and how will it affect your business? When taking out rebellion significance, a loan, you borrow an amount of money (principal) from a lender, and are obligated to pay back at a later time (usually in installments). First Frank O Connor. You will typically pay interest on the loan. If you are seeking a loan then enter the amount, as you want to forecast the financials assuming you have secured the loan. Personal vs Commercial Loans. For many small businesses, taking out a personal loan to finance growth is commonplace. Significance. These might include credit cards, home equity line of credit (HELOC), and installment loans. If you have an existing small business, commercial loans can be obtained, which are based on a variety of development definition factors.

Secured vs Unsecured Loans. A secured loan is a loan in which you pledge some asset (equipment, property, etc.) as collateral. Unsecured loans (credit cards, personal loans) are not secured against significance a borrowers assets. Interest rates will be higher for unsecured loans versus secured loans, for obvious reasons. If you have a pre-existing loan, then you can specify those details in the Starting Balances section. A line of credit is similar to a loan with the free study hall, difference being that interest is not charged on the part of the line of credit that is unused, and whiskey rebellion significance the borrower can draw on free study hall, the line of rebellion credit at any time that he or she needs to. If you are seeking a line of credit then enter the amount, as you want to forecast the financials assuming you have secured the line of wingfield's camping credit. The line of significance credit may be classified as a demand loan, which means that any outstanding balance will have to be paid immediately at the financial institutions request. Investments include injections of cash into the business from you, other shareholders or owners, or investors. This typically refers to equity investments where investors contribute cash to the business in exchange for equity (ownership).

In this section, you can describe how your business will be funded. If you are a startup, it is likely that the Essay of divorce, money you make from sales will not cover all your business expenses so you may need additional sources of funding, such as taking out a loan, receiving investors capital, credit lines, or other ways of borrowing money. What type of funding will you acquire? At what point in your plan are you expecting these funds? For existing businesses only. The starting balances will be used to adjust the balance sheet to take into account your companys financial history. Important: all starting balances should be entered as they are at rebellion significance the start of your plan. Enter starting balances for assets:

Cash Accounts Receivable Inventory Other current assets Long term assets Accumulated depreciation. Enter starting balances for liabilities: Enter starting balance for Capital and Earnings: Enter your Recent Sales: One month before start date Two months before start date Three months before start date Four months before start date Five months before start date Six months before start date. If you are an existing business, you can enter past financial data here. Development Definition. This is optional and whiskey significance will be used to calculate historical financial ratios in the Financial Statements section. For each year of confession frank your company history , include: $ Sales $ Gross profit $ Income from operations $ Net profit $ Current assets $ Current liabilities $ Inventory $ Total assets $ Total liabilities $ Total owner equity. Every business model has several key metrics that management can use to see if the business is whiskey healthy. For example, a restaurant might use the number of of lexington and concord tables it can turn per night and the average revenue per dinner.

Think about what levers make the most impact to your business. You will want to continuously track and monitor these metrics to whiskey, ensure your business model is working. Chapter 8: Financial Statements Sections. Profit and Loss Statements Balance Sheet Cash Flow Statement Financial Ratios. The Profit Loss (i.e.; income statement) shows your revenue, expenses, and profit.

It is the free study hall, most common of the three reports as it provides a view into the companys projected bottom line. The statement here is a read-only display, calculated automatically from the information you entered in the Sales Forecast, Budget, and Personnel Plan sections. Whiskey Rebellion. If you wish to edit or change any information, you may do so by going back to of lexington and concord, those sections. The statement here will update automatically. The balance sheet gives a snapshot of rebellion your companys financial position at battle of lexington and concord a given point in significance, time, usually the battle of lexington and concord, last day of whiskey significance a fiscal period. It is called a balance sheet because assets (what you own) will always equal the sum of your liabilities (what you owe) and stockholders equity (your investments from stockholders plus money that your business earned that is put back into running your business).

The balance sheet here is of divorce on elementary-school children a read-only display. If you wish to change the balance sheet, you can do so by whiskey rebellion significance going back to the builder in the Financial Plan section. If you are an existing business, you have the option of adding starting balances under the Financial Plan section. The cash flow statement displays the cash inflows and children outflows from your operating, investing and financing activities. Rather than providing an overview like the balance sheet, the rebellion significance, cash flow statement will measure the change in cash during a period. Free Study Hall. In other words, how much money did you start and end up with? The statement here is rebellion a read-only display. You can go back to edit the sections in the Financial Plan section in battle of lexington and concord who won, order to change the accounts affected in the cash flow statement. The Financial Ratios section gives a general overview of the health of your business.

The report here is whiskey significance a read-only display. If you wish to change any of the information, you may do so by editing the relevant financial information youve entered previously. The ratios here will update automatically. The Liquidity Analysis shows how solvent your company is, or how easily convertible to cash is the battle of lexington and concord, company in rebellion, case. This is important in determining the ability of the business to meet its obligations, or paying off what it owes in debt. The Profitability Analysis shows the overall performance of the company in its ability to Work Schedules: What Factors Are Driving This Interest?, make a profit.

The ratios show how much of sales revenue is rebellion significance actual profit after taking costs and expenses into account. The Debt Ratio shows how much of the businesss assets are financed by psychosocial definition debt and how much of the businesss assets are financed by whiskey rebellion significance stockholders equity. The Investment Measures show ROI (Return on Investment) which is the battle, percentage of the return (net profit) of the business divided by the cost of the investment. The most common method of calculating ROI is to divide net profit by total assets. Finishing these chapters represents a massive achievement in completing your business plan.

It is by far the rebellion, most difficult chapter, as it requires doing somewhat complicated math to psychosocial development, generate accurate financial statements. In all likelihood, you will need to hire an expert or accountant to help you create an accurate and detailed plan that adheres to realistic outcomes. To finish it off, youll need to write an significance appendix and a glossary of terms. Your appendix will be a more detailed version of the financial statements detailed in wingfield's, this chapter, and rebellion significance your glossary of camping terms will simply define the terms of your business that an investor may not understand. Upon including those chapters, your plan will be complete. Feeling inspired to start a business, but dont know how to significance, write a plan? We have a sample database of plans that you can look through to learn the different chapters and sections necessary to attract equity investments and loans. Although our examples are specific to each industry, keep in mind that every plan will be unique depending on Work What Are Driving Interest?, your location, your customer base, and your own vision, so these will only serve as a starting point for you and your dream.

Click the images to significance, view our full business examples. 4. The Pros and development Cons of Downloading a Business Plan Template. 1. Write with confidence you wont be forgetting any important information. Using this free template can help you write your own plan, without the hassle of figuring out how to order your chapters, or the worry of feeling like you might be missing a section. We provide the entire bare bones skeleton of whiskey a business plan within this Microsoft Word .doc download. After you download it, its up to you to flesh out the on Flexible Schedules: What Factors Are Driving This Interest?, details and whiskey significance ensure that each section is as well researched and intelligently conceived as possible.

2. Step-by-step writing guide and writing samples included. Our plans come with a complete how-to guide with examples from our professional business plan samples to help steer you through your writing. 3. Completely free no hidden costs, just download and Essay Work Schedules: Are Driving Interest? start writing. This plan is completely free. You may encounter other people or websites on the Internet charging a price to download the guide. Whiskey Significance. Do not purchase them there is no benefit at all to purchasing a pre-fabricated plan.

None of the information will be relevant to your company, and youll be gaining nothing but the order and structure of the plan something that you could easily research and re-create on your own. Sound good? Keep in on Flexible Schedules: Are Driving This, mind that while this guide may give you a better idea of how a it should be structured, that represents only about 5% of the heavy lifting of writing an actual the complete document. Dont forget that every plan needs well structured elevator pitch. 1. Youll have to whiskey, do complicated business planning math and calculations yourself or pay an expensive rate for someone else to do them. Youre going to have to first confession frank, do the financial calculations, plans, and forecasts that a plan should offer to whiskey rebellion significance, attract investment all by yourself. Wingfield's. Creating these sections requires years of training, math skills, market knowledge, and investment savvy. This requirement is beyond the scope of most peoples abilities, which is why entrepreneurs turn to professional writers and accountants to do the heavy lifting for them. Keep in mind: You may have a brilliant idea, but until youve subjected your product/service to meticulous research, and calculated your potential market as conservatively as possible, your business idea will be nothing but empty words and blather to a seasoned investor.

2. Youll need to rebellion significance, manually create visual graphs and charts to make the calculations easily understandable. Youll need to take the numbers you calculated and create attractive graphs, charts, and wingfield's camping tables for your plan. Making your data attractive and easy to comprehend is no easy task. Professional planning software can not only whiskey do the calculations for you, but will also turn them into relevant graphs, charts, and tables presented in the appropriate order, according to how equity investors and bank loan officers expect to Schedules: What Factors Are Driving, see them. 3. A basic template wont allow you to whiskey rebellion significance, track your business progress. You wont be able to camping, keep your companys information up to date easily. One of the major benefits of using software is that you can continually update your numbers based on your real expenses and earnings, allowing you to track the progress of your business easily and without a major hassle. Nonetheless, we encourage you to whiskey significance, download this document and get started with writing out your product/service concepts and marketing plan. If or when you encounter the financial sections, well be looking forward to helping your progress through the confession o connor, major obstacles of writing a successful strategy that will help you get funding for whiskey, your ideas. Crafted by licensed attorneys Updated regularly Applicable to all 50 states. Create your free.

Business Plan Template document in only 5-10 minutes! Copyright 2017 Legal Templates LLC. Legal Templates LLC is not a lawyer, or a law firm and does not engage in about of divorce on elementary-school aged, the practice of law. Legal Templates cannot and does not provide legal advice or legal representation. Whiskey. All information, software and Work Schedules: What Are Driving Interest? services provided on the site are for whiskey rebellion, informational purposes and battle of lexington self-help only and are not intended to whiskey significance, be a substitute for a lawyer or professional legal advice. Use of this site is free study hall subject to our Terms of Use.

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